Due diligence on a borrower is one of those steps that looks straightforward until you actually try to do it well. Most tools hand a lender a stack of public record hits and leave them to figure out which ones actually apply to their borrower, which are noise, and which ones matter. That verification work is exactly what Business Screen was built to solve.
Business Screen isn't a database lookup tool wearing a due diligence label. Founded in 1996, they've spent decades building investigative infrastructure across all 50 states and more than 150 countries and territories, serving over 1,000 clients across commercial lending, real estate, and other B2B segments. When something adverse turns up, it goes to an actual investigator before it ever reaches the lender's desk.
That distinction matters more as the private lending market matures. Lenders are underwriting bigger deals against more complex borrowing entities, often with multiple principals attached. A clean credit pull alone doesn't tell you who you're really doing business with. Business Screen does the work of finding out, and stands behind what they find.
What this actually means for lenders
With this integration, a lender working a deal in Baseline can order a Business Screen report on the borrowing entity and the people behind it without leaving the loan file.
There are two ways to run it. A Preliminary report pulls from national public records with matching built in, returns clean results in minutes, and routes anything adverse to a Business Screen investigator for review before it's released. A Comprehensive report goes further, with investigators going directly to counties and courts to pull source-level records. Coverage spans corporate records, identity and registration, criminal records, civil litigation, liens, judgments, bankruptcies, foreclosures, business credit, adverse media, and sanctions and watchlists.
The data flows back into the same loan file, the lender keeps moving, and the diligence behind the decision is verified rather than assumed. We think that changes the calculus on deals that would otherwise need a slower, more manual review to feel comfortable underwriting.
Where we're headed
Integrations like this reflect something we come back to often at Baseline. The best platform doesn't try to do everything itself. It connects the right tools so lenders can build a best-in-class operation without stitching together a dozen disconnected systems.
We're also deliberate about who we build with. In an industry where the cost of getting a borrower wrong is high, reputation and rigor matter. Business Screen has both, and that's exactly the kind of partner we want alongside Baseline.
Due diligence you can trust, without ever leaving your workflow. That's what this integration is about.
